The Branch provides corporate customers with lending services in major currencies such as VND and USD etc.

1.Short-term loans. Short-term loans are loans within one year (including one year) to supplement the customers’ working capital requirements.

2.Middle-term loans. Middle-term loans are loans from two to five years (including five years) to supplement the customers’ working capital requirements or for project financing.

3.Long-term loans. Long-term loans are generally used for project financing.

4.Syndicated loans. Syndicated loans are arranged by a single or a group of banks (the arrangers), with other banks joining in as participants in the loan. All lenders are subject to the same loan terms & conditions, and a uniform loan agreement will be signed between the banks and the borrower. Syndicated loans are generally used for project financing.

5.Loans under bank guarantee. To provide loans for Chinese enterprises in Vietnam based on the guarantees (or in the form of Standby L/C) issued by banks in China.